Investing with APOS
APOS Financial Planning and your adviser can help you construct the right portfolio to suit your goals and appetite to risk. APOS will assist you in building a portfolio that suits your investment time horizon while incorporating our cycle investing knowledge.
The strict investment mandate APOS employes will incorporate the use of Managed Funds, Separately Managed Fund, and Direct Share Investments.
Share Market investing basics
A company will list on the Share Market with the aim to raise capital to expand their business instead of taking out additional loans. Long-term investors try to capitalise on the companies long-term growth by purchasing the shares at low prices. It is important to note that shares prices can fluctuate as the price rises and falls.
An Australian broker market enables investors to take advantage of fluctuating share prices both in Australian and abroad. When you buy shares in a company, you become a part owner of that company. By being a part owner, you may receive a dividend from the company and also participate in the growth of the companies share price.
A managed fund is one type of ‘managed investment scheme’.
In a managed fund, your money is pooled together with other investors. An investment manager then buys and sells shares or other assets on your behalf.
You are usually paid income or ‘distributions’ periodically. The value of your investment will rise or fall with the value of the underlying assets.
Managed funds can be a good investment as they:
What is a Separately Managed Account (SMA)
A Separately Managed Account (SMA) is an investment platform that gives you a professionally managed portfolio of shares and other listed securities.
Because of the way the SMA is structured you do not have the extensive administration burden associated with direct investing. You also have much more portfolio transparency than if you were to invest via managed funds.
Who owns the investments?
You (or the trustee of your superannuation fund) are the beneficial owner of the underlying securities/investments. This means that you receive the dividends and any franking credits from the underlying securities that make up your portfolio.
How are my returns paid?
Your dividends and other returns will be paid into your account. When your APOS adviser assists to set up your account, you can choose to take the dividends as cash or to reinvest them in your portfolio. If you elect to reinvest, additional shares will be purchased on your behalf and added to your portfolio.
Our unique investment methodology and proprietary algorithmic trading strategy linked with broader fundamental and technical approach, allow us to strategically analyse the short and long-term trends in the market to ensure we take advantage of what the market offers.