Examine Property

Omar Moujalli, Director of Examine Property is a qualified accountant who after over 10 years in the Financial Services Industry is now Director and Founder of Examine Property offering bespoke solutions for astute Property Investors.

WHAT EXAMINE DOES

Purchasing investment property is one of the largest financial decisions an investor will make in their lifetime. The timing of the purchase is pivotal and can affect the short, medium and long-term growth of your property portfolio.

Understanding the 18-year property cycle is pivotal to the performance of not only property assets, but all assets in your portfolio. Many successful share traders study the property cycle to give them the buy and sell signals for shares, commodities and other assets.

Australia is a geographically large country with a diverse economy, and as such, each region can be in a different stage of the 18-year property cycle. This presents opportunities for educated investors to achieve above average capital growth.

BUYERS ADVOCACY

When a property market is experiencing significant growth, it is difficult to find new properties at a similar price to an established property. In this market phase, the preferred option is to source a property through buyer’s advocacy.

Our initial meeting is to establish your needs and objectives. We work with you to determine which particular region has the drivers for superior capital growth. Our research methodology is well proven and second to none. All the facts and logic behind the targeting of specific locations are outlined and discussed with you.

After agreeing on suburbs to target, we then search for suitable properties within that location. The attributes of that property are summarised and after reporting back to you a short list, we will begin investigations and negotiations on your behalf to secure the property. Once a suitable property is purchased, we assist you throughout the buying process to ensure a smooth and stress-free transaction.

NEW PROPERTIES

If you can purchase a new property for the price of a second hand one, why would you choose the older property?

You wouldn’t. In a market that is nearing the bottom or starting to recover, armed with the know-how and negotiating skills, it is possible to find these opportunities. New properties provide peace of mind with builder’s warranty, superior tax advantages and increased tenant demand which often correlates to higher investment returns.

The new properties need to be priced comparatively to established properties. Remember, the bank approved valuers will perform a valuation on completion, comparing the property to similar second-hand resales in the area.

EXAMINES METHODOLOGY

MACRO LEVEL

  • 18 Year Property Cycle Capital
  • City Research
  • Local Area Research
  • Demographic Research
  • Proximity to Infrastructure
  • Growth & Employment Drivers

MICRO LEVEL

  • Rental Yields
  • Tax Benefits
  • Builder Credentials
  • Floor Plan Review
  • Bank Valuations / Price Comparison
  • Tailored Cash Flow

Step 1

REFERRAL

Your APOS Adviser contacts Mark Williams from Examine Property to discuss and confirm your financial goals and objectives. Mark will then contact you and book in an initial appointment with you.

 

STEP 2

INITIAL APPOINTMENT

The first meeting is designed to introduce Examines services and educate you about the property cycle, their research methodology and the property buying process.

STEP 3

PROPERTY REVIEW

After understanding your financial objectives, Mark will identify with you specific suburbs to target. This includes comprehensive research analysis on each option looking at the growth drivers and how the property matches the demographic profile of the suburb.

STEP 4

PROPERTY SELECTION

Your Property Expert will provide you with the analysis of the options along with the relevant cash flows, which are also forwarded to the financial professional for review. If for some reason the options selected are not fully suitable, we will search for other alternatives then arrange another meeting to review with you.

Step 5

EXPRESSION OF INTEREST

After selecting a suitable property, an Expression of Interest (EOI) is sent to the vendor so that the property is taken off the market and a contract is issued. At this point, a fully refundable holding deposit will be required.

 

STEP 6

EXCHANGE

Now is the time to meet with your solicitor to review and sign the contracts. If and when the contracts are signed, a 10% deposit is paid. shortly after the property is deemed to have exchanged.

STEP 7

SETTLEMENT

Settlement occurs 2-4 weeks after council registration for a property still in construction and 4-6 weeks after exchange for complete properties. Examine Property will co-ordinate all house keeping items including finance, insurance, inclusions, property management and pre-settlement inspections as required.

STEP 8

ONGOING SUPPORT

Ongoing education on all aspects of the Australian property market. Post-purchase support with regards to the property purchased and any other existing properties in your portfolio.